Money market fund yields to decline further, if that's possible

With new SEC rules approved last week to shorten maturities allowed in money market funds, to have ultra-conservative debt rating requirements for an entire portfolio, and to require 10% of a fund to be immediately liquid to meet any redemption crisis, money market fund rates of less than 10 basis points, down to 1 basis point, have no chance of having a heartbeat anytime soon. Fed interest rate policy to steal wealth from long term conservative savers or force them to move up the risk curve is understandable for short term crisis purposes but not as medium term or long term policy(six months is medium term in this business, two years is long term). This $3.3 trillion pot of money needs more creative regulation than this, and the investors, savers, retirees, who rely on this conservative investment should not be taken for granted or ignored.