A simple question

You readers must know that I personally like speaking with the Democrats, in general, much better that the Republicans.  But here is an honest question. 

Why are all of the Dem consumer protection bills requiring much more simplified clear cut language on all loans, mortgage, student, and especially credit card documentation(a really good and obvious idea), while writing a health care bill and the Dodd/Frank bill more that 2000 pages each and so filled with complexity that financial institutions are hyper-concerned with how they can comply and insurance companies hyper-concerned with how they can benefit  --- are they attorney bailout bills? 

There are many benefits to both of these plans,  perhaps even if filled with as much complexity and pork as all of the consumer credit card legal documents that we have received for years. Why could they not have been written with "executive summaries" of these two historic documents(at least for the moment) so the average citizen(we are all executives of whatever little domains that we have) could understand them to some extent.  More bluntly why could these documents have been written so that small community hospitals and banks could comply without great legal costs.

Congress is such a mess.  This comparison may be the definition of irony.